Unraveling the Web of Corona Fraud: How Scammers Exploited the Pandemic

The COVID-19 pandemic brought unprecedented challenges, not only in terms of public health but also in the realm of fraud. As the world grappled with the crisis, unscrupulous individuals and organized criminal networks seized the opportunity to exploit the situation for personal gain. In this article, we will delve into the insidious world of "Corona Fraud" by examining the various schemes and scams that emerged during the pandemic, backed by information from reliable sources such as the SMP Resource Center, NBC News, the House Oversight Committee, the Associated Press, the Department of Health and Human Services (HHS), and the U.S. Department of the Treasury.

What Is PPP Loan Fraud? How Do I Report PPP Loan Fraud?

What Is PPP Loan Fraud?

Crowdsourcing Science Inconsistencies, Economic & Legal Issues

HereIsTheEvidence.com

188 issues and counting! 

Due to the irregular nature of the COVID-19 responses, this is a crowdsourcing tool for organizing the economic ramifications, scientific inconsistencies, and legal issues. Our desire is to see a rational and principled approach to COVID-19 where the rights of citizens and commerce are protected.

This is for aggregating publicly available items of evidence that would be admissible in courts, not general news stories.

Submitted items may be edited or deleted to ensure the quality of content.  188 issues and counting! 

1. 110,000 restaurants have closed permanently or long-term
2. 35% of PPP small business loans went to large franchise chains
3. 7.5% - 10% of mom-and-pops/independent restaurants due to permanently close
4. -16.4% drop in retail sales
5. +43% in US Commercial Bankruptcies from past year
6. +45% in profits for Walmart from past year
7. 32% of MI businesses forced to temporarily close, highest in nation
8. 19% of US businesses closed due to government-mandated closures
9. +63.3% in Amazon's Stock Price since first US lockdowns
10. 35% of small business owners reporting they are unable to make December rent.
11. Small businesses expected to pay full taxes on PPP loans
12. 42% of the gross staffing reductions will result in permanent job losses
13. +27.5% in wealth for world's billionaires, topping at $10.2 trillion
14. 52% percent of hotel owners said they are in danger of foreclosure
15. 163,735 Businesses close from March to September according to Yelp
16. Billionaires receive millions of taxpayer dollars from COVID-19 stimulus
17. Bill Gates advocates for lockdown restrictions for 4 to 12+ months
18. 3/4 of 2020 had almost no positive flu cases worldwide, according to WHO data
19. UN finds polio outbreak is due to vaccines
20. U.S. Death Rates for 2020 is different from previous years.
21. Asymptomatic transmission only .7% within households
22. Coca-Cola Tests "positive" for Covid
23. WHO states COVID19 PCR Test "Elevated risk for false results"
24. 94% of US Covid Deaths had Contributing Conditions
25. 0% of close contacts with asymptomatic carriers test positive in early study
26. Existing drug Ivermectin found as effective as a new therapeutic
27. 2.6% of vaccines doses produce adverse events for patients, AHRQ study finds
28. 2.8% of Pfizer vaccine recipients have Health Impact Event, require medical care
29. 4 medial staff had severe allergic reactions to Pfizer vaccine
30. 6 studies show no known benefit from wearing a mask during a viral epidemic.
31. Deaths of infected counted toward COVID-19 numbers regardless of cause of death
32. 2 health workers had serious allergic reactions to Pfizer and hospitalized
33. Pfizer trials didn't include people with a history of severe allergic reactions
34. Gunshot victims listed as "Deaths among COVID-19"
35. COVID-19 pandemic could be stopped if at least 70% public wore face masks consis
36. Mask mandates correlated to increase in COVID-19 infection rates
37. 143 Studies find Hydroxychloroquine is effective against Covid-19
38. PCR test does not identify complete live virus necessary for transmission
39. NAH, FDA, CDC hasn't had a task force for researching existing drugs
40. Cancer deaths increasing due to diagnosis delays, 15.3% colorectal , 7.9% breast
41. Allergic reactions to Pfizer vaccine reported in multiple states
42. 40% of Chicago hospital staff say they won't take Pfizer vaccine
43. +6% beds more beds availible at UK hospital from the same time in 2019
44. COVID-19 PCR tests positive when administered to Coca Cola
45. HCQ and Ivermectin become suggested reason for declining death rate in India
46. Hyperbaric oxygen therapy to reverse Covid Hypoxia without ventilator
47. Hyperbaric oxygen therapy found to be effective therapeutic
48. New study investigates 5 death in Iceland after receiving Pfizer vaccine
49. SARS-CoV2 proven to only replicate/infect the Upper Respiratory Tract only
50. Wearing a Mask offers little protection but may increase perceived safety
51. Masks are a "symbolic gesture" that "sends an untruthful message" - hospital CEO
52. Respective case report HBOT as an alternative to ventilator
53. U.K. gov downgrades C-19 from high consequence infectious disease
54. Man dies falling from ladder ruled as COVID death
55. Nurse faints after taking Pfizer vaccine while live on TV
56. 3,000 people confined under police guard in public housing
57. 10 persons max, with masks, for holiday gatherings or $1,000 for each violation
58. Children likely to experience high rates of lasting depression and anxiety
59. Chinese Citizen Journalist faces 5 years after covering outbreak and response
60. Women fined on their daily walk with coffees, classified as "picnic" by police
61. 130 million more people face starvation since lockdowns began
62. People with Dimentia show mental health decline under lockdown
63. +375% in failure rate in Oregon high school due to online learning
64. Man sentenced to two months in prison for face mask offence
65. Police detained people archiving social media posts censors delete about COVID
66. +259% drug overdose deaths in SF than COVID, up 40% from 2019
67. 5 million American households are at risk of evictions in January
68. Right to life violated by diverting resources away from residents in care homes
69. 90 counties have had mass protests in response to eroding civil liberties
70. Protests erupt after police kills citizen violating national curfew
71. "To protect fertility, some men may want to consider freezing their sperm prior"
72. +20% in Los Angeles Murders while overall crime drops 9.7% in 2020
73. 25% change in Fauci estimate of vaccinated population to achieve herd immunity
74. No correlation between government response and death rate
75. Lockdowns not based on science, according to Sweden’s Top Infectious Disease Expert
76. 50%+ of hospitalized COVID patients were CA and NY with long lasting lockdowns
77. Lockdowns mandated 11 days after peak as cases consistantly decine
78. Unaffected areas will be in forced lockdowns until other areas open
79. The elderly shouldn't be prioritized for vaccines due to being primarily white.
80. Vaccines used to Sterilize Women in Kenya
81. Pfizer CEO won't take his own vaccine
82. 96.4 percent survival rate with Vitamin C, Zinc, Corticosteroid, Anticoagulants
83. Lockdowns had limited and statistically insignificant effects COVID-19 spread
84. Masks stop working in as little as 20 minutes due to saturation.
85. Vaccine side effects
86. Migrant center turned into Covid-19 detention center for quarantine violators
87. FOI shows no records of virus isolation in Canada
88. Pentagon states that ABC cited a nonexistent covid report
89. Infuenza went to 0 while 'Covid' peaks
90. Epidemiologists and scientists grave concerns about COVID-19 policies.
91. Petition To Stop Forced Experimental Vaccines
92. Covid-19 became big business early into the pandemic.
93. Did Bill Gates predict Covid 19 in 2015?
94. Top WHO contributors 2021/01/23 Germany, Gates Foundation, USA
95. How to Mislead All Humanity. Using a “Test” To Lock Down Society
96. Article by Lew Rockwell site, look at science links in article
97. For 6% of the deaths, COVID-19 was the only cause mentioned.
98. Statistics Canada table Selected grouped causes of death, by week
99. Kary Mullis: PCR Test Inventor Calls Dr Fauci A FRAUD!
100. The Empirical Case for a Mask Mandate Lacks Scientific Grounding
101. Scientific Fraud in Public Health Policies for Covid19
102. Victoria lockdowns kill 4 newborns in 1 day; Adelaide Covid Deaths In 2020= 4
103. More under 60s died on roads last year than from COVID W/o underlying conditions
104. 23 die in Norway after receiving vaccine
105. Drug addicts in rehab to get vaccine before the elderly
106. 84% Fewer Hospitalisations For Patients Treated With Hydroxychloroquine
107. 50 Doctors, Scientists & Health Entrepreneurs Became Billionaires In Pandemic
108. One in 6 Covid patients infected while in hospital for another illness
109. Germany is making detention centers for lockdown violations.
110. Request for expedited federal investigation into scientific fraud in COVID‑19 pu
111. Critical Review of CDC USA Data on Covid-19
112. COVID-19: Rethinking the Lockdown Groupthink
113. single case experience w/ Ivermectin in Buffalo, NY
114. No clear, significant beneficial effect of lockdowns/other restrictions
115. Nurse Risks Job, Exposes “Planned Covid Crisis”…
116. Heathy 56 Yr Old FL Doctor Dies After Taking COVID Vaccine
117. ASSESSING MANDATORY STAY-AT-HOME AND BUSINESS CLOSURE EFFECTS ON THE SPREAD OF C
118. The incidence of serious adverse events was low and was similar in the vaccine
119. No nursing home deaths in Cayuga County until after vaccination
120. Elderly man dies in Israel after receiving Pfizer COVID vaccine
121. Second person dies after COVID vaccination in Israel
122. Portuguese health worker, 41, dies two days after getting Pfizer jab
123. Proof that masks don't work, may even increase chances of getting covid.
124. 1.2 billion airline travelers, 44 'potential cases' of COVID
125. Proof that covid is a globalist bioweapon. The patent is the moderna vaccine.
126. female first case death after vaccine pfizer biontech
127. [Urgent] Many Republican Representatives have died suspiciously in recent days
128. Brisbane schools closed to scare public, not for health reasons.
129. The hive mind experiment needs DNA
130. Rothschilds own the patent for the PCR test
131. This is Rockafellers Barcode of life all they need is a PCR test
132. ALL PCR TESTS ARE FLAWED!
133. HCQ works. So many doctors have used it with great results. No shut downs
134. Surface transmission of COVID is almost nonexistent
135. No post-thanksgiving spike of COVID in Wisconsin, despite travel
136. Lawmakers order nursing homes to take people with COVID
137. Brisbane schools closed to "send message" not "alleviate risk."
138. Hospitals illegally collecting private data for State/foreign surveillance
139. Fauci changes his opinion on vaccines and herd immunity due to polling data
140. NHS had almost four times as many empty acute beds than average for springtime
141. Dr. Andrew Kaufman: "0 Evidence Covid Passes Kochs Postulates for Germ Theory"
142. LISTEN TO THEIR PLAN INDIGESTIBLE SENSOR BEARING PILL Time 7:23 19 DAYS AGO!
143. 2 or 3 viable viruses going out right now!!! Recorded 5 days ago! TIME @ 47:25
144. Humidity and Covid19
145. Study: no masks worn in an operating theatre showed no infection rate increase
146. Boston doctor with history of allergies has severe reaction to Moderna vaccine
147. Animated Graph: Prevalence Of False Positive Tests At Low Infection Rates
148. Government led vaccination program killed over 600 people (mostly children)
149. 2018 world bank shows covid test kits then is changed when sent
150. Shows covid 19 patent in 2015 and last updated 2016
151. Dr Fauci says masks are ineffective at preventing transmission
152. Masks work: The physics of droplets spreading and filtering
153. Mask Mandate Lowers COVID-19 Transmissions - Masks Work!
154. Face masks considerably reduce COVID-19 cases in Germany - 20 days after becomin
155. Lockdowns could be avoided if 95% of people wore masks, says WHO
156. Masks block 99.9% of large Covid-linked droplets: Study
157. Masks Help but Social distancing is still important
158. WHO changes definition of "herd immunity", compare link to current WHO site.
159. Complaint to the International Criminal Court about crimes against humanity
160. Patent creates a human slave to patent holder. see Patent WO2020-060606A1
161. Fact on Adverse Reactions from the Covid Vaccine
162. Conspiracy by public health fed. agencies favoring Big Pharma against Ivermectin
163. More Deaths due to Lockdowns than due to COVID-19
164. Masks Don't Work - Multiple Sources, Multiple Studies
165. Wildly divergent flu death statistics from the CDC - from less than 10K to 62K+
166. Proved Pandemic Fraudulent in February/ 100+ articles of statistics & research
167. "Vaccines are Unlikely to *Completely* Sterilize a Population"
168. WHO Stopped Counting Influenza Cases When Covid Started
169. Status of COVID-19 As of 19 March 2020, COVID-19 is no longer a HCID
170. Paper was withdrawn because it found artificial HIV insertions in coronavirus.
171. Paper on coronavirus found that there are artificial HIV insertions in RONA.
172. CDC- Vaccine Excipient Summary
173. Constitutional Lawyer VS Illegal Lockdowns
174. CDC Study- Anaphylaxis Following m-RNA COVID-19 Vaccine Receipt
175. Dr Vernon Coleman 20 Dec 2020
176. Article 6 of the 2005 UNESCO declaration on Bioethics and Human Rights
177. All current information on COVID vaccine trials and approval
178. FDA Document Shows Possible, Fatal Side Effects of Vaccines
179. Swedish Epidemiologist Johan Giesecke: Why Lockdowns Are The Wrong Policy
180. CDC: Mask isn't effective under prolonged exposure
181. Regular masks do not work.
182. Masks Are Not Effective
183. FDA interfering with availability of Hydroxy Chloroquine: lawsuit by AAPS
184. PCR Testing Vastly Overstates Infection Rate And Is Faulty
185. Without directly measuring you can calculate infection rate from positivity rate

How Many Years Will It Take Businesses To Fully Recover?

Estimates Are Based on a muted and contained virus scenarios

1. Arts, entertainment, and recreation
2. Hotels and food services
3. Educational services
4. Transportation and warehousing
5. Manufacturing 
6. Mining, quarrying, oil & gas extraction
7. Wholesale trade
8. Administrative and support services
9. Utilities 
10. Finance and Insurance
11. Construction 
12. Retail Trade
13. Management of companies and enterprises
14. Real estate, rental, and leasing
15. Professional, scientific and technical services. 
16. Information services
17. Healthcare and social assistance 

It Took 26 Days To Receive This Email from the SBA Disaster Loan Assistance

Important Information from Small Business Administration (SBA) - Your EIDL Application

Dear Applicant,

We understand the challenges your business is facing due to the massive disruption caused by the Coronavirus (COVID-19) pandemic. You are receiving this message as a notification that your Economic Injury Disaster Loan (EIDL) application is currently being processed in the order it was received. You will receive an email notification when there is a change to your application status.

Without question, COVID-19 has caused an extraordinary impact on our nation's small businesses, and the demand for emergency working capital provided by the EIDL program is at historic levels. The SBA is processing applications from small businesses and private non-profit organizations across the country as quickly as possible. We thank you for your patience and understanding as we work to assist as many applicants as possible.

Additional information on available resources to assist your business during the effects of COVID-19 may be found online at www.sba.gov/coronavirus.

Here are some questions I have after receiving this email. 

1)  Has any small business with only a few employees or sole proprietor received a loan?

2)  There can't possibly be any SBA Lending Fraud?  How can the Lakers, Shake Shack, Ruth Chris, Brentwood School, Harvard all get paid within a few days and the real small businesses have nothing?

3)  How many SBA Disaster Loans Were Submitted?

Big Businesses Receive Largest Sums of Government Aid Intended for Small Businesses

Why Are Banks Taking 1% to 5% in Fees to Process No Risk Loans?

Some of the public companies, listed in order of their market value, who have received loans from the Paycheck Protection Program set up to help small businesses

For every Government backed loan transaction made, banks took in 1% to 5% in fees, depending on the amount of the loan, according to government figures. Loans worth less than $350,000 brought in 5% in fees while loans worth anywhere from $2 million to $10 million brought in 1% in fees.  Are there any ethical banks that are processing loans for free and waiving fees?

For example, on April 7, RCSH Operations LLC, the parent company of Ruth's Chris Steak House, received a loan of $10 million. JPMorgan Chase & Co., acting as the lender, took a $100,000 fee on the one-time transaction for which it assumed no risk and could pass through with fewer requirements than for a regular loan.

Banks handling the government's $834 billion loan program for small businesses made more than $10 billion in fees — even as tens of thousands of small businesses were shut out of the program, according to an analysis of financial records by NPR.

Loans are then funneled up to the SBA Administration to process. The banks took in the fees while processing loans that required less vetting than regular bank loans and had little risk for the banks, the records show. Taxpayers provided the money for the loans, which were guaranteed by the Small Business Administration.

One law firm, the Stalwart Law Group, filed five class action lawsuits this week — four in California and one in New York — alleging that banks processed clients with larger loans first because they stood to generate more money in fees. By the time the banks tried to process loans from their smaller clients, the lawsuit alleges, the program had run dry.

Banks dispute these allegations. JPMorgan said it handled the applications fairly.  Banks stood by the fees, telling NPR that the program had “significant vetting requirements” such as “collecting, personally examining, and storing data” that’s needed for the applications.

Some banks might now be waiving fees as this bad loan fee publicity has made its way through the media.  Do a page search for "fees" on this Bankrate page for more details on what each bank is doing.   There are 5 banks listed on this page that are waiving fees.

Small Business Lending Fraud

With roughly 26 million Americans filing jobless claims over the last two weeks, and millions of small businesses seeking government aid to stay afloat, the need for the government to immediately push out money to Americans and into the staggering economy could hinder efforts to filter out efforts from potential fraudsters to seek relief funds.

How can 3,500 SBA employees possibly handle 20+ million small business loans?  The SBA just wasn't setup for this administrating disaster relief loans of millions.  

“Everybody’s acceptance of some or a lot of fraud is going to have to be high, because it’s going to happen,” said Earl Devaney, who served as the top watchdog of the Recovery Accountability and Transparency Board, which tracked the stimulus spending following the Great Recession in the late 2000s. Read article. 

This mentality that fraud will be accepted is just wrong. Though the legislation mandates multiple oversight bodies, if even a small percentage of the funds are misused, it could mean fraud on the scale of potentially millions, if not billions, before there are any efforts to recoup losses, according to experts.

They see the $834 billion in funding earmarked for small businesses in the form of forgivable loans as particularly susceptible to abuse. Millions of small business owners began applying to banks for the loans on Friday, though many applicants and lenders experienced problems with the program's rollout.

Other veteran investigators are concerned that the review process, which leaves it up to banks to vet potential borrowers and applicants to attest to their eligibility, doesn’t give authorities enough time to effectively weed out potential fraud.

The $2.2 trillion, 880-page CARES ACT approved by Congress last week included oversight provisions, modeled after some of the safeguards implemented to track the financial system bailout and stimulus money after the Great Recession.

Lawmakers and coronavirus stimulus watchdogs won’t just have this historic $2.2 trillion coronavirus package to police. Conversations have already started on Capitol Hill around a fourth phase of relief funding, including more money for small businesses.

The SBA's directives could create a more equitable distribution of lending power across the industry and get more loans in the hands of businesses, though it's likely that applicants will still struggle to secure them.

The changes mean that the biggest banks may not be able to dominate lending through the PPP, creating an opening for smaller banks. During the first round of PPP fund distribution, more than 25% of the total funding went to fewer than 2% of firms that got relief, in part because banks prioritized existing customers and larger loan applications to yield higher fees — both of which triggered lawsuits — even though the program was supposed to operate on a first-come, first-served basis.

The SBA's new directives mean that some big banks are likely nearing their lending capacity, which could lead some applicants to turn to smaller banks instead, relieving some pressure on application pipelines. And pacing applications could prevent big banks from flooding the SBA with applications, making it less likely that any one lender will receive a disproportionate amount of the available funds. Smaller banks can therefore take advantage of this opportunity to establish relationships with small businesses that were shut out of PPP loans elsewhere.  Read More